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Forbes: Out Of The PAN, Into The Fire: The Risk-Based Future Of Digital Transactions

Date published:

Sep 11, 2025

Kevin Pierce

President and Chief Operating Officer

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Forbes Tech Council

September 11, 2025 

The 16-digit credit card number is vanishing—replaced by tokenization, biometrics, and mobile-first payments. Great for consumers, but a major challenge for small and mid-sized businesses still leaning on PCI DSS, which was built for card numbers. In his Forbes Tech Council article, VikingCloud President & COO, Kevin Pierce, explains why SMBs can’t rely on compliance alone to stop today’s attackers and shares his security playbook for 21st-century payment methods—3 risk-based moves every SMB must master to stay ahead.

Read more here: Out Of The PAN, Into The Fire: The Risk-Based Future Of Digital Transactions

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